Everything You Need to Know About Yes Bank Limited
Your go-to resource for detailed information on Yes Bank Limited including the IPO launch details, share price history, products, and financial metrics.
Yes Bank Limited IPO Launch
Yes Bank Limited made its debut on the Indian stock market with an Initial Public Offering (IPO) that was launched on July 12, 2005. The IPO was priced attractively at Rs 45 per equity share, drawing the attention of both retail and institutional investors.
Products and Services Offered by Yes Bank Limited
Yes Bank Limited has a diversified portfolio of products and services designed to cater to the varied needs of its customers. These include:
- Retail Banking: Savings accounts, current accounts, fixed deposits, personal loans, auto loans, and home loans.
- Corporate Banking: Working capital finance, term loans, trade finance, and treasury services.
- Investment Banking: Corporate advisory, equity capital markets, and debt capital markets.
- Wealth Management: Private banking, asset management, and financial planning services.
Financial Performance of Yes Bank Limited
Yes Bank Limited has experienced a dynamic financial journey over the years. Here are some key financial metrics:
- Revenue: Rs 25,419 crore for FY 2021-22
- Net Profit: Rs 5,769 crore for FY 2021-22
- Net Interest Margin (NIM): 2.6% for FY 2021-22
- Non-Performing Assets (NPA): 4.04% gross NPAs as of Q4 FY 2021-22
Investment Value: A Look at Rs 10,000 Invested 5 Years Ago
If an investor had invested Rs 10,000 in Yes Bank Limited 5 years ago, the returns would be subject to market volatility and the specific entry point of the investment. Unfortunately, Yes Bank has faced financial and regulatory challenges over the past few years. As such, the hypothetical Rs 10,000 investment made in 2018 might have depreciated given the current share price of Rs 15 from higher levels in the past.
To put it in perspective, assuming an average share price of Rs 70 approximately 5 years ago, the investor’s portfolio value today would be around:
- Initial Investment: Rs 10,000
- Number of Shares Bought (at Rs 70 each): 143 shares
- Value Today (at Rs 15 each): 143 shares x Rs 15 = Rs 2,145
This represents a significant decline, highlighting the need for thorough research and diversification when investing in equities.